Credit Report Analysis
Proper credit report analysis is a key step in mortgage processing, providing essential insights into a borrower’s creditworthiness.
Cost-Effective
We offer the best value for money on the market. Our cost per outcome is generally the most competitive.
Agile
We move fast and have the ability to ramp up complex engagements with urgency and speed.
Quality & Accuracy
We pride ourselves on maintaining 99.95% accuracy levels as well as 100% uptime for our clients’ most mission critical processes.
Secure
We value and respect our clients’ data and intellectual property, and our operations are secure and monitored.
Proper credit report analysis is a key step in mortgage processing, providing essential insights into a borrower’s creditworthiness. You can outsource this critical process to Assivo to streamline your approval workflow and ensure that credit evaluations are both thorough and efficient.
We’ll obtain comprehensive credit reports from major credit bureaus, which detail the borrower’s credit history, including credit scores, account statuses, and any outstanding debts. Our team carefully reviews these reports to assess the borrower’s overall credit profile, identifying key factors such as payment history, credit utilization, and recent credit inquiries. This analysis helps determine the borrower’s risk level and suitability for the mortgage.
In addition to reviewing credit data, we analyze the report in the context of your lending criteria and regulatory requirements. This involves comparing the borrower’s credit profile against established thresholds and guidelines to ensure compliance with lending standards. We also provide detailed summaries and recommendations based on our findings, helping you make informed lending decisions.
90%+ Client Retention Rate
We have a 3-year client retention rate of over 90%. Additionally, over 87% of our clients expand their relationship with Assivo into multiple functional areas after successfully outsourcing their first process to us.
40–60% Average Operating Cost Savings
Our client companies achieve an average cost savings of 40–60% as compared to their in-house operating costs. We convert our clients’ fixed costs into variable costs. We also reduce their recruiting, training, and retention issues.
99.95% Accuracy & High Reliability
Our team has delivered 99.95% accuracy to our clients and continues to do so on an ongoing basis. Our operations are built to maximize accuracy, while maintaining industry-leading uptime. Our clients rely on Assivo to work on their most mission-critical processes.
Trusted by Leading Organizations for Our Reliability, Experience & Expertise
Define
Share your unique challenges and work requirements, and we’ll create a custom proposal just for you.
Test
Start with a pilot program to see your workflow in action, and we’ll discuss your feedback along the way.
Launch
Go live with a fully trained team of outstanding Assivo staff. Your dedicated team will be overseen by a capable project manager to ensure your needs are met.
Manage & Scale
Provide feedback & growth metrics, and we’ll manage your team’s productivity, work output quality, and size.