Credit Analysis
Assessing an applicant's creditworthiness is a crucial step in the lending process, directly impacting loan approval and terms.
Cost-Effective
We offer the best value for money on the market. Our cost per outcome is generally the most competitive.
Agile
We move fast and have the ability to ramp up complex engagements with urgency and speed.
Quality & Accuracy
We pride ourselves on maintaining 99.95% accuracy levels as well as 100% uptime for our clients’ most mission critical processes.
Secure
We value and respect our clients’ data and intellectual property, and our operations are secure and monitored.
Assessing an applicant's creditworthiness is a crucial step in the lending process, directly impacting loan approval and terms. Conducting a thorough credit analysis requires specialized knowledge and attention to detail, especially when evaluating complex financial histories. Assivo’s team of lending experts can handle this critical process, providing you with accurate and insightful assessments that support informed lending decisions.
We start by collecting and reviewing credit reports from major credit bureaus, analyzing key metrics such as credit scores, payment history, and outstanding debts. Our team looks beyond the surface, identifying patterns and potential red flags that might affect the applicant's ability to repay the loan. We also consider factors such as debt-to-income ratio and recent credit inquiries, providing a comprehensive view of the applicant's financial health.
Our findings are compiled into a clear and concise credit analysis report, which you can use to make well-informed lending decisions. In summary, Assivo will provide you with expert evaluations that are both thorough and efficient, ensuring that each loan application is backed by solid credit information and analysis.
90%+ Client Retention Rate
We have a 3-year client retention rate of over 90%. Additionally, over 87% of our clients expand their relationship with Assivo into multiple functional areas after successfully outsourcing their first process to us.
40–60% Average Operating Cost Savings
Our client companies achieve an average cost savings of 40–60% as compared to their in-house operating costs. We convert our clients’ fixed costs into variable costs. We also reduce their recruiting, training, and retention issues.
99.95% Accuracy & High Reliability
Our team has delivered 99.95% accuracy to our clients and continues to do so on an ongoing basis. Our operations are built to maximize accuracy, while maintaining industry-leading uptime. Our clients rely on Assivo to work on their most mission-critical processes.
Trusted by 200+ Leading Organizations for Our Reliability, Experience & Expertise
Define
Share your unique challenges and work requirements, and we’ll create a custom proposal just for you.
Test
Start with a pilot program to see your workflow in action, and we’ll discuss your feedback along the way.
Launch
Go live with a fully trained team of outstanding Assivo staff. Your dedicated team will be overseen by a capable project manager to ensure your needs are met.
Manage & Scale
Provide feedback & growth metrics, and we’ll manage your team’s productivity, work output quality, and size.